A personal outlook on how policymaking in the financial sector will most likely be shaped by technology, climate change, migration, as well as the place of women and youth. Over the last few years, policymaking for financial inclusion purposes has been influenced by global trends such as the ubiquity of technology, the rising awareness of climate change and the increasing role of women and youth. I venture to offer a personal and prospective vision of how these trends will be reinforced, sometimes adjusted, but ultimately intertwined. Technology: bridging or widening the digital divide? Technology will remain a key driving force,…