For underbanked individuals, the credit bureau system perpetuates exclusion by treating the absence of formal data as evidence of risk, rather than as a symptom of invisibility.
Josué Toho Posts
In West African Economic and Monetary Union (WAEMU), grassroots adoption of virtual assets is growing, appropriate regulation is lagging, and financial risks are piling up.
A personal outlook on how policymaking in the financial sector will most likely be shaped by technology, climate change, migration, as well as the place of women and youth.
Les données tirées du Rapport Annuel 2021 de la Commission Bancaire de l’UMOA confirme la tendance résolument mobile de la bancarisation. Reste, pour les banques et les fintechs, à suivre et à véritablement satisfaire les utilisateurs.