For underbanked individuals, the credit bureau system perpetuates exclusion by treating the absence of formal data as evidence of risk, rather than as a symptom of invisibility.
For underbanked individuals, the credit bureau system perpetuates exclusion by treating the absence of formal data as evidence of risk, rather than as a symptom of invisibility.
In West African Economic and Monetary Union (WAEMU), grassroots adoption of virtual assets is growing, appropriate regulation is lagging, and financial risks are piling up.
A personal outlook on how policymaking in the financial sector will most likely be shaped by technology, climate change, migration, as well as the place of women and youth.